September 13, 2026

Can an S corporation or partnership claim the paid family and medical leave credit?

An S corporation client offers six weeks of paid parental leave at full pay, and the […]
September 11, 2026

Cash Balance Plans: Six-Figure Tax Deductions that Makes Sense

A 401(k) tops out at $72,000 in total contributions for 2026 (that’s employee deferrals plus everything […]
September 10, 2026

Age Banded Health Insurance Rates

Why does everyone on our health plan have a different premium? You pulled the rate sheet […]
May 1, 2026

CHIP: Government-Funded, Privately Administered Health Insurance for Kids

The Children’s Health Insurance Program — CHIP — covers children in families that earn too much […]
March 16, 2026

Immediate Eligibility in a Safe Harbor 401k

Immediate Eligibility in a Safe Harbor 401(k): What That Actually Creates A lot of employers want […]
February 25, 2026

HSA Delayed Reimbursement Strategy

You may have seen breathless posts about an HSA “loophole” that turns your health savings account […]
January 2, 2026

Catch Up Contributions Must be ROTH for High Earners

Roth Catch-Up Contributions: What Changed in 2026 Starting January 1, 2026, SECURE 2.0 requires certain higher-earning, […]
December 11, 2025

COBRA Election (as an employee)

When electing COBRA coverage (or PA mini COBRA), you have up to 60 days from WHEN […]
December 10, 2025

401k Automatic Enrollment Feature: SECURE ACT

This information is as of December 10, 2025: What “Automatic Enrollment” under SECURE 2.0 Means for […]
December 10, 2025

What Is a Non-Elective Employer 401(k) Contribution? (For Employees)

A non-elective contribution is money your employer puts into your 401(k) automatically, even if you choose […]
February 11, 2025

How COBRA Coverage Works

February 9, 2025

How to Open a Health Savings Account

How to Open a Health Savings Account (HSA) at Any Bank: A Step-by-Step Guide Opening a […]
January 23, 2025

Risks of a Health FSA (Flexible Spending Account)

An Health FSA (health flexible spending account) can be great!  You can pay for health care […]
December 31, 2024

Health Insurance Black Out Periods

When insurance companies, such as Blue Cross, change their software or platforms, it can create a […]
December 4, 2024

Where’s My Insurance Card?

When you or your company changes insurance, there can be a “lag” between the when the […]
November 14, 2024

Managing a Health Savings Account (H.S.A.) Account

The feel of managing a health savings account as an employer or plan administrator is similar […]
November 14, 2024

Managing a Health Savings Account (H.S.A.) Account (as an EMPLOYER ADMIN)

The feel of managing a health savings account as an employer or plan administrator is similar […]
November 12, 2024

How Dental Insurance Really Works

November 5, 2024

Why Do Health Insurance Costs Change?

In the 2nd half of 2024 and into Q1 2025, United Healthcare is being VERY aggressive […]
January 17, 2022

How to Get Your AT HOME Covid Test Covered

Group insurers must cover at-home COVID test in full as of January 15, 2022 (as of […]
December 3, 2021

Health Savings Account Tax Savings

Health Savings Accounts (HSA’s) are a “tax hack” that’s connected with health insurance.  In 2003, a […]
October 27, 2021

Offering Group Health Insurance when Employees Receive Subsidies

*The specific numbers in this article are as of 2022.  But the concepts are valid in […]
February 11, 2021

Reimbursing Individual Health Insurance Premiums

There are 2 ways a company can reimburse individual health insurance premiums paid by employees, on […]
January 20, 2021

How to Get Your COVID Vaccine / Test Covered

Group insurers must cover COVID vaccines without question until 4/21/21 (as of the time of this […]
December 29, 2020

New to Group Health Insurance? What to Expect.

This article is for people / companies who are brand new to group health insurance.  It’ll […]
December 8, 2020

The Power of Pre-Tax Deductions

You may have visited this page: https://fellowpeo.com/comparison/ Group plans are great!  They’re less expensive for the […]
January 31, 2020

How to Shop for Health Insurance

January 31, 2020

Small Employer Health Insurance Tax Credit

January 31, 2020

How Dental Insurance Really Works

January 30, 2020

Insurance Costs & Networks

December 4, 2019

Affordable Care Act Creating Dual Risk Pools