Accounting for the Overhead of Other Human Beings

My child is a lot of overhead. But I love her, and she brings me joy. That's the kind of overhead we want.

Running a business with other people can be messy. We provide accounting with CFO insight, payroll, benefits, and retirement — together or standalone. Gain time, clarity, and mental space so you can get back to what you love doing.

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Our Purpose

Who We Are to You

We've been helping small businesses, non-profits, and self employed entrepreneurs for over 18 years. Their stories range from immigrant startups, to family businesses spanning 4 generations, to people who "said yes, helped others, and it became a job".

One commonality is that no one wanted accounting, payroll, benefits, kanban charts, and creating investor dashboards as a focal point in their day to day lives. Fellow Travelers was created for us, and hopefully for you as well. Founded by self employed entrepreneurs, we understand your journey. Yes small businesses are nimble and clever, but there’s also the stuff we don’t have access to, don’t have the bandwidth to stay on top of, or have the desire to learn outside our core competencies and busy personal lives.

People and businesses don’t exist in vacuums, they exist within the context of the owner’s and employee’s daily lives, hopes and goals, and their place within the communities they operate in. We can help with that.

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Clarity + Strategy

We help business leaders with 3–100 employees ( or contractors) who are buried in HR processes, payroll complexity, benefits decisions, and operational noise—leaving them little time to focus on growth or delivery. Most spend their days managing people and systems they were never trained to run, and their nights finishing the work they are actually experts in.

We operate as an integrated partner, CFO, and COO. What makes this different is depth in our HR expertise, a world-class payroll and employee benefits experience, and accounting skills that can measure, model, and pressure-test virtually anything in a business. Unlike traditional advisors who operate in cookie cutter silos, we connect the data across the business to turn it into clear, actionable decisions.

The result is more predictable profits, cleaner workflows, better-aligned teams, and leadership that can step back into a sustainable, focused workweek.

Start With Financial Processes

Or Choose A Product You Need

Payroll & HR (PEO)

Available Standalone

Full-service payroll processing, tax filing, and compliance support. Add on benefits, onboarding, and HR policy management when you're ready—or keep it simple with just payroll.

Payroll processing and tax compliance
New hire onboarding
Benefits (health, dental, vision, retirement)
Time tracking & PTO
Optional: Full PEO services with co-employment

Fellow PEO Payroll

Pooled Employee Benefits

Available Standalone

Join our PEO's group dental, vision, life, and disability plans—with enrollment support and compliance handled for you—no accounting or payroll relationship required.

Pre-negotiated & Curated Plans with an excellent network and benefits
Simplified online enrollment
Health Insurance options available upon request

Fellow Benefits

Pooled 401(k)

Available Standalone

Join a group of Employers through our Pooled Employer Plan 401(k). Employers "pool" together to reduce costs and improve access. Whether you're launching your first plan or switching providers, we handle the details—no accounting or payroll relationship required.

Pre-curated plan design and fund lineups
We handle the recordkeeping and compliance testing
Simple auto-enrollment and employee onboarding
We handle the fiduciary duties

Fellow 401k

Delivering Value

We work with small to mid-sized businesses—typically 3 to 100 employees—who've outgrown basic systems but don't need a massive corporate solution. Fellow Travelers gives you expert-level support without enterprise-level complexity.

Our Approach

Small Businesses are in 1 of 4 stages: Survival, Stability, Success, Service (Giving back)
Each Stage has a different sense of: Money, Time, Stress, Clarity
The VALUE we deliver:
- Transformations - Move up thru the Stages
- Experience: For the business owners & employees
- Services - Doing the thing that is required
- Deliverables - The actual action or item delivered
- Commodities - Some things we do are commoities, which is a part of the larger value.

Get Exactly What You Need—No More, No Less

Whether it's strategic accounting, standalone payroll, better benefits, or retirement planning—Fellow Travelers delivers what works for your business today, with flexibility to grow tomorrow.

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